Rating Advisory helps you understand the rating agencies’ world. We support you throughout the entire rating process. Whether it is your first time or you are a returning customer at the rating agencies, we outline the different approaches of rating agencies for you and support you in evaluating the one that is just right for you.

Do you already have a rating? We examine if the rating is fair. Based on international experience we are able to compare your rating factor assessments with those of the peer group. Should we figure out that there is still headroom for a higher rating, we’d be glad to advise you on further steps. Upon request, we also handle the communication with the rating agencies, in order for you to receive the desired credit rating.

Do you think the degree of creditworthiness is underappreciated by the rating agency? Rating Advisory helps you to enforce your interests. We outline the far-reaching possibilities for you, starting with a simple reclamation at the rating agency, through to official complaints at ESMA (European Securities and Markets Authority), up to legal actions against an agency.

Structure and application of criteria vary among the different rating agencies. Rating Advisory helps you keep track of it. We outline the different rating factors and explain how they are interrelated. Furthermore, upon request, we explain differences and, where applicable, similarities between international rating agencies by using the example of a business case. We compile likely consequences of current events on the rating for you, as well as how your rating interacts with other entities’ ratings, such as banks, regional governments, and sovereigns.

Rating Advisory prepares shadow-ratings on desired banks or regional governments. Consequently, you receive an excellent indication of the creditworthiness under the preferred rating agency’s methodology. In order to meet your expectations in the long-term, we advise you further on choosing from the variety of rating agencies and the respective application of criteria.

Rating Advisory prepares shadow-rating-estimates on desired banks or regional governments too. The result here is usually a range of three rating notches. They are quicker to produce and therefore rather inexpensive for you to purchase. Also here, in order to meet your expectations in the long-term, we advise you further on choosing from the variety of rating agencies and the respective application of criteria.

Rating Advisory authors reports focusing on entities’ relative strength and weaknesses, compared to their respective peer groups. For this purpose, we include rated, as well as non-rated entities and of course take the same international criteria and standards as a basis.

Credit rating agency (CRA) regulators, i.e. international regulators, towards which significant rating agencies have an obligation, fulfill a very important but also very complex task. It includes procuring that rating agencies adhere to specialized standards and international guidelines. Rating Advisory supports national authorities as well as international regulators to review the guidelines/policies and presents detailed reports about the findings.

Rating Advisory prepares all documentations for the plausibility-checks of external ratings for institutional investors. Depending on which external ratings the investor uses for the portfolio, Rating Advisory uses the relevant rating methodologies to track the rating and to document it for regulatory purposes.